Health/Medical
The Global Medical team provides expertise and guidance to RGA teams and clients across all RGA business lines and throughout the insurance process, from underwriting to claims and ongoing case management.
Health
Amid an evolving global healthcare market, RGA consolidated its position as a leading reinsurer of health portfolios in the Americas, EMEA, and Asia Pacific and sought high-value opportunities to deliver value-added services in these markets.
2024 health reinsurance revenues
$1.5B
Health insurance experts advanced RGA’s underwriting and claims capabilities globally. RASCL, RGA’s automated claims leakage tool, was adapted to various markets and claim rulesets and updated to combine sophisticated claims management engines. Leveraging extensive industry knowledge, RGA conducted a comprehensive review of health underwriting guidelines for 100+ medical conditions, ultimately improving and expanding coverage for the end client.
RGA Middle East announced the launch of Aspire, an innovative platform aimed at transforming health insurance portfolio management through improved efficiency in claims processes and overall sustainability, delivering greater value to consumers. In the US, RGA expanded capabilities to serve employer stop loss clients and launched initiatives to enable healthcare excess and quota share clients to differentiate and grow their businesses.
By leveraging our extensive data analytics and medical expertise, we’ve enabled our health reinsurance clients to expand their coverage options, manage costs more effectively, and ultimately improve access to quality healthcare for millions of individuals across diverse populations and geographies.
RGA's experienced physicians and medical experts work not only to support our core functions but to elevate them. From underwriting and claims to product development and pricing, our medical professionals infuse cutting-edge research and best practices into actionable insights for our clients and partners.
Medical
RGA has been identified most often as best in class for medical by insurers on NMG Consulting’s Global Life and Health Reinsurance Study for six consecutive years. In 2024, RGA’s doctors provided key research, guidance, and training on numerous medical topics. These efforts fueled improvements across the insurance value chain, including enhancements in product development, underwriting, actuarial assessment, data and analytics, and claims management.
Medical professionals consulted on complex claims and underwriting cases and reviewed and updated dozens of topics in RGA’s Global Underwriting Manual.
Through thought leadership articles, webinars, monthly teaching sessions, and a new digital format for the ReFlections medical newsletter, the medical team shared its expertise on urgent issues affecting insurers, from climate change and AI in medicine to mental health and updated cancer codes. RGA medical professionals also held leadership positions with industry associations and presented at multiple conferences.