Important Note Regarding the COVID-19 Pandemic

Please note that this 2019 Annual Review was prepared prior to the COVID-19 pandemic of 2020. We present this document as a historic record of accomplishments from 2019 and the people, partnerships, and programs that made those achievements possible.

As of this printing, the COVID-19 pandemic continues to alter the lives of people around the globe. Never before has the responsibility and purpose of the life and health insurance industry been so abundantly clear. Millions of families worldwide rely on the financial protection that insurance companies provide in times of uncertainty, and RGA remains committed to helping our clients fulfill our industry’s noble purpose.

We do not know how and when the current crisis will end, nor can we determine with certainty at this point its effects on our business. As this Annual Review attests, however, RGA entered the crisis from a position of strength, developed through nearly 50 years of steady global expansion and diversified growth. Our company is built for the long term – it is the very nature of the reinsurance business. We expect RGA to weather the storm, as it has weathered past storms, and remain a source of stability for the industry.

To our clients and partners, we are grateful for the trust you have placed in RGA throughout our history, and we will continue to work tirelessly every day to uphold that trust, especially as we face unprecedented challenges. Please let this publication serve as a reminder of what we achieved together in 2019 and as motivation for all we will achieve together in the years to come.