By embedding integrity, sustainability, and inclusion into how we govern, invest, and engage with our communities, RGA is strengthening long‑term value while creating an environment where our people, our partners, and the communities we serve can thrive.
At RGA, responsible corporate citizenship and an inclusive environment are embedded in the long-term value we create for employees, clients, investors, and the communities where we live and work. We operate with integrity and transparency, integrate sustainability into decision-making, invest in our communities, and cultivate an inclusive culture where every colleague can thrive. In 2025, these values advanced meaningfully across the enterprise.
Operating responsibly and sustainably
RGA continues to evolve governance, ethics, and risk management as foundations of sustainable performance. RGA’s Board of Directors provides active oversight on topics ranging from investment policies to cybersecurity and climate risk, while management integrates long-term sustainability into enterprise strategy and compensation scorecards.
In 2025, RGA published its 2024 Sustainability Report, aligned with internationally recognized frameworks for climate risk disclosure and sustainability accounting. The report detailed our progress across ethics, responsible investing, environmental stewardship, and culture, including:
- A cumulative 22% reduction in carbon intensity of RGA’s public corporate bond portfolio since 2021 while still meeting or exceeding financial performance expectations.
- Continued integration of climate scenario analysis.
- Progress toward Net-zero emissions (Scope 1–2, market-based) by end-2026 as an operational target, supported by renewable energy agreements and verified offsets.
Over half of RGA employees now work in LEED‑ or WELL‑certified buildings, supported by green leasing standards and building automation at our LEED Gold headquarters in Chesterfield, Missouri. We also expanded electric vehicle charging and reduced waste through sustainable sourcing and diversion initiatives.
Investing for impact
Responsible investment helps RGA’s value creation. As long-term fixed-income investors, we integrate sustainability considerations into research, issuer engagement, and portfolio construction to improve risk-adjusted returns and social outcomes. By year-end 2024, RGA’s Sustainable Development Goal-aligned investments reached $7.1 billion – a $1.5 billion (27%) year-over-year increase – spanning green-, social-, and sustainability-linked bonds and other assets aligned to financial protection, health, education, social housing, and clean energy. We continued to engage with companies in our investment portfolio on significant environmental, social, and governance‑related risks, including 47 structured conversations with issuers in 2024 to encourage stronger risk management and transparency. At the same time, we enhanced climate stress testing, sector mapping, and physical risk analysis to enhance portfolio resilience over time.
Community impact and inclusion
RGA’s commitment to corporate citizenship is brought to life through our employees and the inclusive culture we build every day. Across regions, colleagues contribute their time, energy, and expertise to strengthen communities and support causes aligned with health, education, financial protection, disaster response, and local priorities. Employees logged more than 14,000 volunteer hours in 2025 and, together with the RGA Foundation, directed $4.5 million to nonprofit organizations around the world.
Inclusion is a key driver of engagement, performance, and long‑term success at RGA. By fostering a culture that values diverse perspectives and shared leadership, we strengthen our ability to innovate and grow. In 2025, global participation in Employee Resource Groups increased to 20%. Introduced in 2024, RGA’s Global Talent Accelerator Program supports high‑potential talent, with 57% of the inaugural cohort advancing into new or expanded roles by January 2025.
External recognition validated this progress. RGA received accolades across Asia Pacific and workplace wellbeing awards in the UK. RGA also continued our global sponsorship of the Dive In Festival, which amplifies industry‑wide dialogue on belonging, leadership, and inclusion within insurance.
Together, these efforts reinforce RGA’s belief that inclusion is not a standalone initiative, but an essential part of our culture, our leadership, and our future.