In markets around the world, we turned our clients’ toughest challenges into shared victories that moved the entire industry forward.
When I reflect on everything RGA achieved in 2025, what stands out most isn’t a single moment or milestone — it is the steady progress we built together. Across regions, teams, and business lines, RGA advanced with purpose and confidence. That feeling — the energy of progress building on itself — can be summed up in one word: momentum.
Momentum occurs when a bold strategy meets disciplined execution. In 2025, such momentum was evident across RGA and is reflected on every page of this Annual Review.
Throughout the year, we continued to advance innovation, optimize our balance sheet, and expand our capabilities — always with a clear focus on serving our clients and managing risk with discipline. We also strengthened key institutional partnerships and built greater strategic flexibility to pursue targeted investments that support long-term value creation.
Behind every advance stood our global enablement and operations teams, whose collaboration and commitment make it possible for RGA to deliver consistently for clients and partners.
Also fueling our success were the same core strengths that have always set RGA apart: a global platform dedicated exclusively to life and health reinsurance, deep biometric and investment expertise, and a culture of care built on partnership and trust.
As we look ahead, we do so with growing momentum, a clear focus, and confidence in our ability to continue creating value for clients and shareholders. I am proud to serve as CEO of this remarkable organization — and excited for what we will build together in the years to come.