YEAR IN REVIEW

FINANCIAL STRENGTH RATINGS

RGA’s U.S.-based operating subsidiary, RGA Reinsurance Company, receives high ratings for its claims-paying ability based on the company’s financial condition and earnings. Its ratings as of December 31, 2016:

S&P Global Ratings

A.M. Best Company

Moody’s Investors Service

RGA Americas Reinsurance Company, Ltd., RGA Life Reinsurance Company of Canada, RGA Global Reinsurance Company, Ltd., RGA International Reinsurance Company dac, and RGA Reinsurance Company of Australia Limited each have a financial strength rating of AA- from S&P Global Ratings.

RGA Americas Reinsurance Company, Ltd., RGA Life Reinsurance Company of Canada, and RGA Atlantic Reinsurance Company Ltd. each have a financial strength rating of A+ from A.M. Best Company.

NMG Business Capability Index

In 2016, RGA was ranked #1 on NMG Consulting’s Global All Respondent Business Capability Index (BCI), based on feedback from insurance executives in more than 50 countries.

FINANCIAL OVERVIEW

WORLDWIDE OPERATIONS